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Getting HOA approval for a new exterior color

Many subdivisions in the western suburbs require approval before you change exterior colors. A little planning keeps it from delaying the job.

By Tabitha Buckley, Painting Guides Editor at Mario's Painting & Decorating
Updated September 2026
Homeowner holding exterior paint color samples up to siding beside an HOA color board

Quick answer

If your home is in a subdivision with a homeowners association, check its covenants before changing exterior colors. Many associations require you to submit the proposed body, trim and accent colors, sometimes from an approved palette, and wait for written approval. Submitting early, with color names and samples, keeps the painting schedule on track.

Why associations review colors

Homeowners associations usually have architectural rules meant to keep a subdivision looking consistent. Exterior color is one of the most common, especially for siding, trim and front doors.

Some associations publish an approved palette and only accept colors from it; others review any proposed color on its own merits. Your covenants or the association's architectural guidelines will say which.

Find the rules first

Before choosing colors, find the association's architectural guidelines and the approval form. They are usually on the association's website or available from the management company.

Check whether repainting in the same color needs approval too; some associations only review changes, while others want to know about any exterior painting.

Choose colors from the list well

An approved palette still leaves plenty of room to get it right or wrong. Sample candidate colors on two sides of the house, look at them in morning and evening light, and check them against your roof, brick and stone.

Our color consultation works within an association list, and our guide to choosing exterior colors covers sampling on the house.

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What to submit

Most applications ask for the manufacturer and color name or number for the body, trim, shutters and front door, sometimes with physical samples or photos of the house. Some ask for the contractor's name and the planned dates.

Keep a copy of everything you submit and the written approval. If the association later asks, you can show what was approved.

Timing the approval

Approvals can take anywhere from a few days to a few weeks depending on how often the architectural committee meets. Submit as soon as you have chosen colors, ideally before booking a start date in the busy season.

If you are repainting in spring, deciding colors in winter and submitting early is the easiest way to avoid a delay.

After approval

Once approved, the colors are written into the job so the painters use exactly what was approved, in the right sheens for each surface. Any change after approval may need to go back to the association.

See exterior house painting and HOA and multi-unit painting for how we handle subdivision and association work.

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